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VA Jumbo Loans at 100% Loan-To-Value in Texas

 

The Veterans Administration Loan Program enables veterans and active-duty personnel to purchase or refinance VA Jumbo Loans in Texas. Jumbo Loan size limits are over the conforming loan limit of $647,200 to a max of $4,000,000. VA borrowers who would like to purchase thru VA Jumbo loans in Texas may be able to do so for up to $4,000,000 @ 100% loan-to-value. However, a 25% down payment is required ONLY for veterans or active duty militar personnel without full Full Entitlement. For example, if the purchase price is $780,000 in a county where the maximum limit is $647,200 the minimum required down payment would be $42,400 as calculated below:

Purchase Price - $780,000 minus county limit $647,200 = $132,800
25% of $132,800 = $33,200, or just 4.25% of the purchase price

Refinancing existing VA Jumbo loans in Texas into a fixed-rate loan, a lower interest rate or shorter loan term without taking additional equity out of the property is also possible thru the VA Interest Rate Reduction Refinance Loan (IRRRL).

Non-veterans are not eligible borrowers for VA Jumbo Loans in Texas except as the spouse of an eligible veteran.

Grab the Opportunity to Use VA benefits to get VA Jumbo Loans in Texas.

Whether you are considering purchasing or refinancing an existing VA Jumbo Loan, Clear Lending can help you. Simply complete our secure and encrypted Pre-Approval Form online and we will contact you right away to review the best options for you regarding VA Jumbo loan terms.

Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Programs rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.

 

Customers Reviews:

  • Corey Ballet • February 25, 2019

    FROM GOOGLE: Due to a few discrepancies on my credit report. Joan agree to pull me into his office and explain to me a couple of things that I need to to approve my chances of becoming a homeowner I appreciate him for that cuz he don't have that to do that.the guys at clearlending is amazing I appreciate you all.

  • M Johnson • December 18, 2018

    Thanks Joan, Patricia and Samantha for all your help throughout this process. My wife and I cannot thank you enough for making our dream to own a house possible. I will recommend all my family and friends. Thanks again.

  • Monica Rodriguez • April 17, 2024

    They were organized, fast, communicative, transparent and customer friendly. All this qualities contributed to me closing earlier than anticipated plus they got the best rates and no junk fees. I will be coming back to refinance plus refer them my family to them. Special thanks to Joan and Patricia for being available at all times.  

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