Foreign National Program without:
Residency, Social Security or Income in the US
All Government Programs
First-Time Buyer, Rural and Veterans Programs
Ask us about our program
To improve your credit scores...
Don't worry and submit your information
We will help you.
Contact us to analyze your options.
Don't worry and submit your information
We will help you.
Upto 90% financing for
Purchases of up to $830,000.
USDA Loans for moderate income Families
0% down payment - 100% financing
Starting with only...
580 Credit Scores!!!
Are you looking to buy the lot where you want to build your dream house? Or maybe you already own the lot and need to lower the interest rate or simply need to cash out some equity? Read program details.
Clear Lending offers a Land Loan Program that might be right for you
Our Land Loan Program allows borrowers to purchase land to build the dream house or to refinance land already owned to lower current interest rate or simply cash out some equity.
The following is a breakdown of our Land Loan Program:
Purchase:
Refinance:
Minimum loan amount of $100k; Maximum loan amount of $865k
Max loan term is 20 yearsWe will pull only TransUnion credit.
Rates are as low as 9.865%
No prepayment penalties
No gift funds allowed
The land cannot be zoned commercial or industrial and can’t be for commercial use. We will accept residential or agricultural zoning, and the land use can be any of the following:
Do not wait any longer and find out how much loan you can get Pre-Approved.
If you need a First Time Home Buyer Loan Program in Houston, Clear Lending can help you. Simply complete our secure and encrypted Pre-Approval Form online, and we will contact you right away to review the best options for you.
Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Program rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.
Thanks Joan, Patricia and Jorge for helping us to buy our first home. You all are kind, knowledgeable and very professional. Even thgough we were referred to you guys and so we were told you were amazing, my husband and I are happy to confirm you are everything our friends already told us about working with Clear Lending. We will use you again for an investment house we have soon in mind. Thanks again for your hard work.
After being denied by two other loan officers we decided to contact Joan. Not only was Joan able to get us a quick approval but we closed with less than the amount needed. He is dedicated and consistent. Thank you for making our dreams come true. We will forever be grateful!
Excellent service, smooth process, and even better the attitude Clear Lending showed at all times going above and beyond normal customer service. They patiently and transparently helped us navigate (as first-time homebuyers without a real-estate agent) the complexities of mortgage shopping, provided guidance and support at each step, kept our application moving, and delivered for a early than agreed closing with an unbeatable rate and 5-digit savings compared to our previous best quote (among 3 other lenders). If we ever have to shop for another mortgage, we will not hesitate to work with Clear Lending Mortgage again.
