Just because you’re not a U.S. citizen doesn’t mean home ownership is out of reach. Lawful permanent or non-permanent residents can apply for loans just the same as citizens
Clear Lending offers mortgage programs for non-permanent residents that might be right for you.
With the Non-Permanent Resident Program, we can help those professionals working in the US with a valid social security number and evidence of an acceptable visa. Acceptable Visa includes E Series (E-1, E-2, E-3), H Series (H1-B, H1-C, H-2, H-3, H-4), L Series (L-1A, L-1B, L-2), O Series (O-1) and NATO (TN-1 and TN-2).
Provide a copy of the employer's letter of sponsorship for visa renewal if a borrower(s) visa will expire within six months of the loan application, and the borrower has not changed employers.
Get today's lowest mortgages rates.
Non-Permanent Resident program borrowers are still subject to Fannie Mae or Freddie Mac's automated underwriting systems with at least one valid credit score to be eligible.
If you want to purchase your dream house and have any of the permits mentioned above, Clear Lending can help you. Simply apply online, and we will contact you right away to review the best options for you.
Don't wait any longer and find out how much loan you can get Pre-Approved.
Whether you are considering purchasing or refinancing an existing mortgage loan, Clear Lending can help you. Simply complete our secure and encrypted Pre-Approval Form online, and we will contact you right away to review the best options for you.
Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Programs rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.
I am so so excited, I have closed on my home and it was all made possible with the help of Joan and his team (Patricia and Elena) at Clear Lending Home Mortgage. When I first started the process of getting approval for my home, I was nervous and scared of the unknown of being a first time homebuyer and with the Interest Rates steadily increasing would I be able to get a good rate. Well after speaking to Joan for the first time via phone he assured me he would do his best to make it happen and he quickly put my mind at ease. Not only did I close in a little over 30 days, he also managed to get me an Interest Rate of 3.671% . From beginning to the end of the process, the staff at Clear Lending was professional, quick and took great care of making sure that I was informed every step of they way. A special "Thank You" to Joan.. for your hard work, honesty, and dedication in being a dream maker and making my dream of becoming a homeowner true!! I would gladly recommend Clear Lending to anyone looking to purchase a home.
Thank you Mr. Joan for the excellent job getting us approved. My wife and I are very pleased with Clear Lending and the staff. From application to closing it has been a smooth process. I am happy I decided to apply after reading all the good reviews. I will recommend your company to anyone seeking a hard working loan officer and real estate agent.
I 'm first-time buyer, I was so excited and had so many questions and Joan, with his experience, gave me peace of mind. Joan and Patricia Thank you!! My dream of buying my own house is now a reality.